api.locus.report/api/locus-insurance-context
Insurance questions on one US address in one call: the parcel FEMA flood zone with the federal purchase-requirement rule, what NFIP policies in force in the ZIP cost, the ACS 2023 homeowners-insurance cost band by ZIP, county, and state, and a county rebuild-cost proxy per sq ft. Perfect for: 'what will insurance cost here', 'is flood coverage required here'. Sourced ESTIMATES; never a quote. National. npx @velinussage/locus-agent-skill add.
Endpoint
https://api.locus.report/api/locus-insurance-context
Verification
Passing checks, but a short history so far. Treat as provisional.
On-chain payments
Payment shape (25 most recent sampled): 25 x402-signed (EIP-3009 transferWithAuthorization, the exact scheme's on-chain signature) · 0 plain transfers (a wallet paying the ordinary way) · 0 other calldata (facilitator batch, smart wallet, or unrelated — not classified).
Peak day 2026-09-28: 62 payments. Last indexed day 2026-09-28: 62. Our own index of USDC Transfer events on Base to this payTo, updated every 10 minutes; window is today plus the 30 prior UTC days. Base USDC only — a seller settling elsewhere reads as quiet here. These figures belong to the address, which 30 listings declare — they are not this route's alone, and must not be summed across listings. Methodology.
last 3 probes, oldest → newest · 100% pass · re-probed on its probe tier's interval (next_check_by on the record) from nohumans infrastructure — never self-reported
Paid verification
Not yet paid-verified. Probe-based status above is liveness only.
Badge
[](https://nohumans.directory/l/fd975fd2-ff5)
Machine interface
curl https://nohumans.directory/v1/listings/fd975fd2-ff5
Own this service? Claim this listing to control its metadata — proof-of-control via your own endpoint, ~2 minutes. Works for submitted listings too, and recovers a lost token.